diff --git a/src/features/budgets/actions.ts b/src/features/budgets/actions.ts
index cabf5f9..b810762 100644
--- a/src/features/budgets/actions.ts
+++ b/src/features/budgets/actions.ts
@@ -5,7 +5,8 @@ import { z } from "zod";
 import { tr } from "@/i18n/tr";
 import { fail, type ActionResult } from "@/lib/action-result";
 import { getHouseholdActionContext } from "@/lib/dal";
-import { budgetLimitsSchema, budgetMonthSchema } from "@/shared/schemas/budget";
+import { budgetLimitsSchema, budgetMonthSchema, incomeItemsSchema } from "@/shared/schemas/budget";
+import { saveIncomeItems } from "./plan";
 import { budgetFromActuals, copyPreviousBudget, saveBudget } from "./service";
 
 function fieldErrors(error: z.ZodError) {
@@ -42,3 +43,7 @@ export async function copyPreviousBudgetAction(month: unknown) {
 export async function budgetFromActualsAction(month: unknown) {
   return run(budgetMonthSchema, month, budgetFromActuals);
 }
+
+export async function saveIncomeItemsAction(input: unknown) {
+  return run(incomeItemsSchema, input, saveIncomeItems);
+}
diff --git a/src/features/budgets/plan.int.test.ts b/src/features/budgets/plan.int.test.ts
new file mode 100644
index 0000000..c506408
--- /dev/null
+++ b/src/features/budgets/plan.int.test.ts
@@ -0,0 +1,157 @@
+import { Types } from "mongoose";
+import { afterAll, beforeAll, describe, expect, it } from "vitest";
+import { AccountModel } from "@/models/account";
+import { HouseholdModel } from "@/models/household";
+import { TransactionModel } from "@/models/transaction";
+import { budgetPeriod, periodOfDate, shiftMonth } from "@/shared/budget";
+import { istanbulDayStart, todayIstanbul } from "@/shared/dates";
+import { incomeItemsSchema } from "@/shared/schemas/budget";
+import { setupSeededDb, teardownDb } from "@/test/seeded-db";
+import { getDailyPlan, getIncomePlan, saveIncomeItems } from "./plan";
+import { getBudget } from "./service";
+
+let ids: Awaited<ReturnType<typeof setupSeededDb>>;
+let cakir = "";
+let ayse = "";
+let emre = "";
+let zeynep = "";
+let fatma = "";
+const today = todayIstanbul();
+const month = periodOfDate(today);
+
+beforeAll(async () => {
+  ids = await setupSeededDb();
+  cakir = ids.household("Çakır Ailesi");
+  ayse = ids.user("ayse");
+  emre = ids.user("emre");
+  zeynep = ids.user("zeynep");
+  fatma = ids.user("fatma");
+});
+afterAll(teardownDb);
+
+async function income(
+  date: string,
+  amountMinor: number,
+  status: "posted" | "planned",
+  accountId?: Types.ObjectId,
+) {
+  const actor = new Types.ObjectId(ayse);
+  const acc =
+    accountId ??
+    (await AccountModel.findOne({ householdId: cakir, name: "Ziraat Maaş" }).lean())!._id;
+  await TransactionModel.create({
+    householdId: new Types.ObjectId(cakir),
+    type: "income",
+    status,
+    date: istanbulDayStart(date)!,
+    accountId: acc,
+    amountMinor,
+    description: "Test gelir",
+    recurringRuleId: status === "planned" ? new Types.ObjectId() : null,
+    occurrenceIndex: status === "planned" ? 0 : null,
+    createdBy: actor,
+    updatedBy: actor,
+  });
+}
+
+describe("gelir planı", () => {
+  it("gerçekleşen + bekleyen planlı + elle eklenen = beklenen", async () => {
+    const p0 = (await getIncomePlan(ayse, cakir, month))!;
+    const { to } = budgetPeriod(month);
+    await income(to, 3_000_00, "planned");
+    expect(
+      (
+        await saveIncomeItems(
+          ayse,
+          cakir,
+          incomeItemsSchema.parse({ month, items: [{ name: "Prim", amount: "5.000" }] }),
+        )
+      ).ok,
+    ).toBe(true);
+    const p = (await getIncomePlan(ayse, cakir, month))!;
+    expect(p.pendingMinor).toBe(p0.pendingMinor + 3_000_00);
+    expect(p.manual).toEqual([expect.objectContaining({ name: "Prim", amountMinor: 5_000_00 })]);
+    expect(p.expectedMinor).toBe(p.actualMinor + p.pendingMinor + 5_000_00);
+    expect(p.entries.some((e) => e.status === "planned" && e.amountMinor === 3_000_00)).toBe(true);
+    // Elle eklenenler bütçe limitlerini bozmaz.
+    expect((await getBudget(ayse, cakir, month))!.editor.limits).toBeTruthy();
+  });
+
+  it("gizli hesaba gelen gelir hane ayarına göre; izleyici yazamaz; başka hane göremez", async () => {
+    const actor = new Types.ObjectId(emre);
+    const secret = await AccountModel.create({
+      householdId: new Types.ObjectId(cakir),
+      name: "Emre Gizli Gelir",
+      type: "bank",
+      openingBalanceMinor: 0,
+      openingDate: istanbulDayStart(shiftMonth(month, -2) + "-01")!,
+      isPrivate: true,
+      ownerUserId: actor,
+      createdBy: actor,
+      updatedBy: actor,
+    });
+    const a0 = (await getIncomePlan(ayse, cakir, month))!.actualMinor;
+    await income(today, 1_000_00, "posted", secret._id);
+    expect((await getIncomePlan(ayse, cakir, month))!.actualMinor).toBe(a0 + 1_000_00);
+    await HouseholdModel.updateOne(
+      { _id: cakir },
+      { $set: { "settings.includePrivateAccountsInTotals": false } },
+    );
+    expect((await getIncomePlan(ayse, cakir, month))!.actualMinor).toBe(a0);
+    await HouseholdModel.updateOne(
+      { _id: cakir },
+      { $set: { "settings.includePrivateAccountsInTotals": true } },
+    );
+    // Sahibi kendi gizli hesabını her zaman görür.
+    expect((await getIncomePlan(emre, cakir, month))!.actualMinor).toBe(a0 + 1_000_00);
+
+    expect(
+      (await saveIncomeItems(zeynep, cakir, incomeItemsSchema.parse({ month, items: [] }))).ok,
+    ).toBe(false);
+    expect(await getIncomePlan(fatma, cakir, month)).toBeNull();
+    expect(incomeItemsSchema.safeParse({ month, items: [{ name: "", amount: "1" }] }).success).toBe(
+      false,
+    );
+    expect(
+      incomeItemsSchema.safeParse({ month, items: [{ name: "X", amount: "0" }] }).success,
+    ).toBe(false);
+  });
+});
+
+describe("günlük plan", () => {
+  it("plan toplamı bütçeye eşit; bugüne kadarki gerçekleşen bütçe motoruyla tutarlı; elde kalacak", async () => {
+    const v = (await getDailyPlan(ayse, cakir))!;
+    const b = (await getBudget(ayse, cakir))!;
+    expect(v.month).toBe(month);
+    expect(v.hasBudget).toBe(true);
+    const last = v.plan.days.at(-1)!;
+    expect(last.cumPlannedMinor).toBe(Math.max(b.totals.limitMinor, v.plan.fixedMinor));
+    expect(v.plan.days).toHaveLength(b.totalDays);
+    expect(v.plan.todayIndex).toBe(b.elapsedDays - 1);
+    // Bugünden sonraki gerçekleşmiş işlem yok: bugüne kadar harcanan = ayın gerçekleşeni.
+    expect(v.plan.actualToDateMinor).toBe(b.totals.actualMinor);
+    expect(v.projectedLeftMinor).toBe(v.income.expectedMinor - b.totals.forecastMinor);
+    expect(v.plannedLeftMinor).toBe(v.income.expectedMinor - b.totals.limitMinor);
+    expect(v.next.month).toBe(shiftMonth(month, 1));
+  });
+
+  it("önceki ay örüntüsü modu: dağılım değişir, toplam korunur; bütçesiz hane", async () => {
+    const even = (await getDailyPlan(ayse, cakir))!;
+    await HouseholdModel.updateOne(
+      { _id: cakir },
+      { $set: { "settings.dailyPlanMode": "previous_month_pattern" } },
+    );
+    const pattern = (await getDailyPlan(ayse, cakir))!;
+    await HouseholdModel.updateOne({ _id: cakir }, { $set: { "settings.dailyPlanMode": "even" } });
+    expect(pattern.mode).toBe("previous_month_pattern");
+    expect(pattern.plan.days.at(-1)!.cumPlannedMinor).toBe(even.plan.days.at(-1)!.cumPlannedMinor);
+    expect(pattern.plan.days.map((d) => d.plannedMinor)).not.toEqual(
+      even.plan.days.map((d) => d.plannedMinor),
+    );
+
+    const annemler = ids.household("Annemler");
+    const a = (await getDailyPlan(fatma, annemler))!;
+    expect(a.hasBudget).toBe(false);
+    expect(await getDailyPlan(fatma, cakir)).toBeNull();
+  });
+});
diff --git a/src/features/budgets/plan.ts b/src/features/budgets/plan.ts
new file mode 100644
index 0000000..c17e4b6
--- /dev/null
+++ b/src/features/budgets/plan.ts
@@ -0,0 +1,261 @@
+import "server-only";
+import { Types, type PipelineStage } from "mongoose";
+import { hasHouseholdRole } from "@/features/households/roles";
+import { loadContext, type Ctx } from "@/features/transactions/service";
+import { tr } from "@/i18n/tr";
+import { fail, ok, type ActionResult } from "@/lib/action-result";
+import { BudgetModel } from "@/models/budget";
+import { TransactionModel } from "@/models/transaction";
+import { budgetPeriod, daysBetween, periodOfDate, shiftMonth } from "@/shared/budget";
+import { dailyPlan, patternWeights, type DailyPlan } from "@/shared/daily-plan";
+import { istanbulDayStart, todayIstanbul, toIstanbulYmd } from "@/shared/dates";
+import { addDays } from "@/shared/recurrence";
+import type { IncomeItemsForm } from "@/shared/schemas/budget";
+import { getBudget, settingsOf, type Settings } from "./service";
+
+/**
+ * Gelir planı ve günlük plan (Bölüm 6.9).
+ *
+ * Gelir planı: dönemdeki gerçekleşmiş gelirler + henüz gerçekleşmemiş planlı gelirler (düzenli
+ * işlem tekrarları) + elle eklenen beklenen gelirler. Elle eklenen kalem gelir işlemi olarak
+ * girildiğinde kullanıcı kalemi kaldırır (aksi halde iki kez sayılır).
+ */
+
+const DAY_MS = 86_400_000;
+
+function baseMatch(ctx: Ctx, s: Settings, type: "income" | "expense", from: string, to: string) {
+  const m: Record<string, unknown> = {
+    householdId: ctx.m.householdId,
+    type,
+    deletedAt: null,
+    status: { $in: ["posted", "planned"] },
+    date: {
+      $gte: istanbulDayStart(from)!,
+      $lt: new Date(istanbulDayStart(to)!.getTime() + DAY_MS),
+    },
+  };
+  if (!s.includePrivate && ctx.hiddenAccountIds.length)
+    m.accountId = { $nin: ctx.hiddenAccountIds };
+  return m;
+}
+
+export type IncomeEntry = {
+  id: string;
+  date: string;
+  label: string;
+  amountMinor: number;
+  status: "posted" | "planned";
+};
+
+export type IncomePlan = {
+  /** Gerçekleşen gelir. */
+  actualMinor: number;
+  /** Henüz gerçekleşmemiş planlı gelir. */
+  pendingMinor: number;
+  manualMinor: number;
+  /** Beklenen toplam = gerçekleşen + planlı + elle. */
+  expectedMinor: number;
+  /** Planlı/düzenli gelir kalemleri (gerçekleşmiş düzenli gelirler dahil). */
+  entries: IncomeEntry[];
+  manual: { id: string; name: string; amountMinor: number }[];
+};
+
+async function incomePlan(ctx: Ctx, s: Settings, month: string): Promise<IncomePlan> {
+  const { from, to } = budgetPeriod(month, s.startDay);
+  const [docs, budget] = await Promise.all([
+    TransactionModel.find(baseMatch(ctx, s, "income", from, to))
+      .select({
+        date: 1,
+        status: 1,
+        amountMinor: 1,
+        description: 1,
+        payeeName: 1,
+        categoryId: 1,
+        recurringRuleId: 1,
+      })
+      .sort({ date: 1 })
+      .lean(),
+    BudgetModel.findOne({ householdId: ctx.m.householdId, month }).lean(),
+  ]);
+  let actual = 0;
+  let pending = 0;
+  const entries: IncomeEntry[] = [];
+  for (const d of docs) {
+    if (d.status === "posted") actual += d.amountMinor;
+    else pending += d.amountMinor;
+    if (d.status === "planned" || d.recurringRuleId) {
+      const cat = d.categoryId ? ctx.categoryMap.get(String(d.categoryId)) : undefined;
+      entries.push({
+        id: String(d._id),
+        date: toIstanbulYmd(d.date),
+        label: d.payeeName || d.description || cat?.name || tr.transactions.types.income,
+        amountMinor: d.amountMinor,
+        status: d.status === "posted" ? "posted" : "planned",
+      });
+    }
+  }
+  const manual = (budget?.incomeItems ?? []).map((i) => ({
+    id: String(i._id),
+    name: i.name,
+    amountMinor: i.amountMinor,
+  }));
+  const manualMinor = manual.reduce((a, i) => a + i.amountMinor, 0);
+  return {
+    actualMinor: actual,
+    pendingMinor: pending,
+    manualMinor,
+    expectedMinor: actual + pending + manualMinor,
+    entries,
+    manual,
+  };
+}
+
+export async function getIncomePlan(
+  userId: string,
+  householdId: string,
+  month: string,
+): Promise<IncomePlan | null> {
+  const ctx = await loadContext(userId, householdId, "viewer");
+  if (!ctx) return null;
+  return incomePlan(ctx, await settingsOf(ctx.m.householdId), month);
+}
+
+export async function saveIncomeItems(
+  actorId: string,
+  householdId: string,
+  input: IncomeItemsForm,
+): Promise<ActionResult> {
+  const ctx = await loadContext(actorId, householdId, "member");
+  if (!ctx) return fail(tr.common.unauthorized);
+  const actor = new Types.ObjectId(actorId);
+  await BudgetModel.updateOne(
+    { householdId: ctx.m.householdId, month: input.month },
+    {
+      $set: {
+        incomeItems: input.items.map((i) => ({ name: i.name, amountMinor: i.amount })),
+        updatedBy: actor,
+      },
+      $setOnInsert: { createdBy: actor, limits: [] },
+    },
+    { upsert: true },
+  );
+  return ok(undefined);
+}
+
+// --- Günlük plan ---
+
+/** Güne göre gider: sabit (düzenli/taksit; gerçekleşmiş + planlı) ve gerçekleşen (tümü). */
+async function expensesByDay(ctx: Ctx, s: Settings, from: string, to: string) {
+  const pipeline: PipelineStage[] = [
+    { $match: baseMatch(ctx, s, "expense", from, to) },
+    {
+      $group: {
+        _id: {
+          d: { $dateToString: { date: "$date", format: "%Y-%m-%d", timezone: "Europe/Istanbul" } },
+          s: "$status",
+          f: {
+            $or: [
+              { $ne: [{ $ifNull: ["$recurringRuleId", null] }, null] },
+              { $ne: [{ $ifNull: ["$installment.planId", null] }, null] },
+            ],
+          },
+        },
+        sum: { $sum: "$amountMinor" },
+      },
+    },
+  ];
+  const rows = await TransactionModel.aggregate<{
+    _id: { d: string; s: string; f: boolean };
+    sum: number;
+  }>(pipeline);
+  const fixed = new Map<string, number>();
+  const actual = new Map<string, number>();
+  const variable = new Map<string, number>();
+  const add = (m: Map<string, number>, k: string, v: number) => m.set(k, (m.get(k) ?? 0) + v);
+  for (const r of rows) {
+    if (r._id.f) add(fixed, r._id.d, r.sum);
+    if (r._id.s === "posted") {
+      add(actual, r._id.d, r.sum);
+      if (!r._id.f) add(variable, r._id.d, r.sum);
+    }
+  }
+  return { fixed, actual, variable };
+}
+
+export type DailyPlanView = {
+  month: string;
+  period: { from: string; to: string };
+  hasBudget: boolean;
+  plan: DailyPlan;
+  mode: "even" | "previous_month_pattern";
+  income: IncomePlan;
+  /** Bütçe ayı sonu tahmini gider (bütçe motorundan). */
+  forecastExpenseMinor: number;
+  /** Bu tempoda ay sonunda elde kalacak: beklenen gelir − tahmini gider. */
+  projectedLeftMinor: number;
+  /** Plana göre elde kalacak: beklenen gelir − bütçe. */
+  plannedLeftMinor: number;
+  next: { month: string; expectedIncomeMinor: number; budgetMinor: number | null };
+  canWrite: boolean;
+};
+
+/** Dashboard günlük planı: içinde bulunulan bütçe ayı. */
+export async function getDailyPlan(
+  userId: string,
+  householdId: string,
+): Promise<DailyPlanView | null> {
+  const ctx = await loadContext(userId, householdId, "viewer");
+  if (!ctx) return null;
+  const s = await settingsOf(ctx.m.householdId);
+  const today = todayIstanbul();
+  const month = periodOfDate(today, s.startDay);
+  const period = budgetPeriod(month, s.startDay);
+  const nextMonth = shiftMonth(month, 1);
+  const mode = s.dailyMode;
+  const [budget, byDay, income, nextIncome, nextBudget] = await Promise.all([
+    getBudget(userId, householdId, month),
+    expensesByDay(ctx, s, period.from, period.to),
+    incomePlan(ctx, s, month),
+    incomePlan(ctx, s, nextMonth),
+    getBudget(userId, householdId, nextMonth),
+  ]);
+  if (!budget) return null;
+
+  let weights: number[] | undefined;
+  if (mode === "previous_month_pattern") {
+    const prev = budgetPeriod(shiftMonth(month, -1), s.startDay);
+    const prevDays = await expensesByDay(ctx, s, prev.from, prev.to);
+    const len = daysBetween(prev.from, prev.to);
+    weights = patternWeights(
+      Array.from({ length: len }, (_, i) => prevDays.variable.get(addDays(prev.from, i)) ?? 0),
+      daysBetween(period.from, period.to),
+    );
+  }
+  const plan = dailyPlan({
+    from: period.from,
+    to: period.to,
+    today,
+    budgetMinor: budget.totals.limitMinor,
+    fixedByDay: byDay.fixed,
+    actualByDay: byDay.actual,
+    weights,
+  });
+  const forecastExpense = budget.totals.forecastMinor;
+  return {
+    month,
+    period,
+    hasBudget: budget.hasBudget,
+    plan,
+    mode,
+    income,
+    forecastExpenseMinor: forecastExpense,
+    projectedLeftMinor: income.expectedMinor - forecastExpense,
+    plannedLeftMinor: income.expectedMinor - budget.totals.limitMinor,
+    next: {
+      month: nextMonth,
+      expectedIncomeMinor: nextIncome.expectedMinor,
+      budgetMinor: nextBudget?.hasBudget ? nextBudget.totals.limitMinor : null,
+    },
+    canWrite: hasHouseholdRole(ctx.m.role, "member"),
+  };
+}
diff --git a/src/i18n/tr.ts b/src/i18n/tr.ts
index ea50176..b5465dd 100644
--- a/src/i18n/tr.ts
+++ b/src/i18n/tr.ts
@@ -860,6 +860,60 @@ export const tr = {
       "Hane ayarı gereği diğer üyelerin gizli hesaplarından yapılan harcamalar dahil.",
     warnings: (n: number) => `${n} kategoride bütçenin %80'i geçildi veya limit aşıldı.`,
     goToBudget: "Bütçeye git",
+    income: {
+      title: "Gelir planı",
+      description:
+        "Gerçekleşen gelirler, planlı (düzenli) gelirler ve elle eklenen beklenen gelirler.",
+      actual: "Gerçekleşen",
+      pending: "Bekleyen planlı",
+      manual: "Elle eklenen",
+      expected: "Beklenen toplam",
+      plannedLeft: "Plana göre elde kalacak",
+      projectedLeft: "Bu tempoda elde kalacak",
+      plannedLeftHint: "Beklenen gelir − bütçe",
+      projectedLeftHint: "Beklenen gelir − ay sonu tahmini gider",
+      received: "Alındı",
+      planned: "Planlı",
+      empty: "Bu ay için planlı gelir yok.",
+      edit: "Beklenen gelir ekle",
+      editTitle: (month: string) => `Elle eklenen gelirler · ${month}`,
+      editHint:
+        "Planlı işlemi olmayan beklenen gelirler (ör. prim). Gelir gerçekleşip işlem olarak girildiğinde kalemi buradan kaldırın; aksi halde iki kez sayılır.",
+      itemName: "Açıklama",
+      itemAmount: "Tutar",
+      addItem: "Kalem ekle",
+      removeItem: "Kalemi kaldır",
+      saved: "Gelir planı kaydedildi.",
+    },
+    daily: {
+      title: "Günlük plan",
+      headline: (monthPct: number, spentPct: number) =>
+        `Bugün ayın %${monthPct}'si geçti, bütçenin %${spentPct}'i harcandı.`,
+      today: "Bugün için",
+      todayHint: "Bugünün planı + önceki günlerden kalan (veya aşan) tutar",
+      plannedToDate: "Bugüne kadar planlanan",
+      actualToDate: "Bugüne kadar harcanan",
+      projectedLeft: "Bu tempoda ay sonunda elde kalacak",
+      chartLabel: "Kümülatif planlanan ve gerçekleşen gider",
+      cumPlanned: "Planlanan (kümülatif)",
+      cumActual: "Gerçekleşen (kümülatif)",
+      income: "Beklenen gelir",
+      modes: {
+        even: "Değişken bütçe günlere eşit dağıtıldı.",
+        previous_month_pattern: "Değişken bütçe önceki ayın günlük örüntüsüne göre dağıtıldı.",
+      },
+      fixedNote: (amount: string) => `Tarihe bağlı giderler kendi günlerinde: ${amount}.`,
+      table: "Günleri tablo olarak göster",
+      day: "Gün",
+      planned: "Plan",
+      actual: "Gerçekleşen",
+      noBudget: "Günlük plan için bu ayın bütçesini oluşturun.",
+      next: (month: string) => `Sonraki ay (${month})`,
+      nextIncome: "Beklenen gelir",
+      nextBudget: "Bütçe",
+      nextDiff: "Fark",
+      nextNoBudget: "Bütçe yok",
+    },
     toast: {
       saved: "Bütçe kaydedildi.",
       copied: "Önceki ayın limitleri kopyalandı.",
@@ -1093,7 +1147,7 @@ export const tr = {
   dashboard: {
     title: "Ana sayfa",
     welcome: (name: string) => `Hoş geldin, ${name}`,
-    welcomeDescription: "Bu ayın özetini burada göreceksin. Veriler sonraki fazlarda bağlanacak.",
+    welcomeDescription: "Bu ayın özeti, günlük plan ve uyarılar.",
     cards: {
       monthIncome: "Bu ay gelir",
       monthExpense: "Bu ay gider",
diff --git a/src/models/budget.ts b/src/models/budget.ts
index 16f6446..0d49082 100644
--- a/src/models/budget.ts
+++ b/src/models/budget.ts
@@ -12,11 +12,21 @@ const limitSchema = new Schema(
   { _id: false },
 );
 
+/** Gelir planına elle eklenen beklenen gelir (planlı işlemi olmayan, ör. prim). */
+const incomeItemSchema = new Schema(
+  {
+    name: { type: String, required: true, trim: true, maxlength: 80 },
+    amountMinor: { type: Number, required: true, min: 1 },
+  },
+  { _id: true },
+);
+
 const budgetSchema = new Schema(
   {
     householdId: { type: Schema.Types.ObjectId, required: true },
     month: { type: String, required: true, match: /^\d{4}-(0[1-9]|1[0-2])$/ },
     limits: { type: [limitSchema], default: [] },
+    incomeItems: { type: [incomeItemSchema], default: [] },
     seedRef: { type: String, default: null },
     createdBy: { type: Schema.Types.ObjectId, required: true },
     updatedBy: { type: Schema.Types.ObjectId, required: true },
diff --git a/src/shared/daily-plan.test.ts b/src/shared/daily-plan.test.ts
new file mode 100644
index 0000000..58e6741
--- /dev/null
+++ b/src/shared/daily-plan.test.ts
@@ -0,0 +1,73 @@
+import { describe, expect, it } from "vitest";
+import { dailyPlan, distribute, patternWeights } from "./daily-plan";
+
+describe("dağıtım", () => {
+  it("toplam korunur, kalan kuruşlar en büyük kesirlere", () => {
+    expect(distribute(100, [1, 1, 1])).toEqual([34, 33, 33]);
+    expect(distribute(10, [1, 0, 3])).toEqual([3, 0, 7]);
+    expect(distribute(5, [0, 0])).toEqual([3, 2]);
+    expect(distribute(0, [1, 2])).toEqual([0, 0]);
+    expect(distribute(7, [])).toEqual([]);
+  });
+
+  it("önceki ayın örüntüsü gün sayısına uyarlanır", () => {
+    expect(patternWeights([5, 0, 2], 4)).toEqual([5, 0, 2, 2]);
+    expect(patternWeights([5, 0, 2, 1], 2)).toEqual([5, 0]);
+    expect(patternWeights([], 2)).toEqual([1, 1]);
+  });
+});
+
+describe("günlük plan", () => {
+  // Aralık: 31 gün. Bütçe 31.000 + kira 10.000 (1'inde) + fatura 3.100 (15'inde).
+  const base = {
+    from: "2026-12-01",
+    to: "2026-12-31",
+    budgetMinor: 44_100_00,
+    fixedByDay: new Map([
+      ["2026-12-01", 10_000_00],
+      ["2026-12-15", 3_100_00],
+    ]),
+  };
+
+  it("sabit giderler kendi gününe, değişken bütçe eşit; kümülatif ve yüzde", () => {
+    const p = dailyPlan({
+      ...base,
+      today: "2026-12-13",
+      actualByDay: new Map([
+        ["2026-12-01", 10_500_00],
+        ["2026-12-05", 9_000_00],
+        ["2026-12-13", 2_000_00],
+      ]),
+    });
+    expect(p.variableMinor).toBe(31_000_00);
+    expect(p.days[0]!.plannedMinor).toBe(11_000_00);
+    expect(p.days[1]!.plannedMinor).toBe(1_000_00);
+    expect(p.days[14]!.plannedMinor).toBe(4_100_00);
+    expect(p.days.at(-1)!.cumPlannedMinor).toBe(44_100_00);
+    expect(p.todayIndex).toBe(12);
+    // 13/31 gün → %42; 21.500 / 44.100 → %49
+    expect(p.monthPct).toBe(42);
+    expect(p.spentPct).toBe(49);
+    expect(p.plannedToDateMinor).toBe(23_000_00);
+    expect(p.actualToDateMinor).toBe(21_500_00);
+    // Bugün: 1.000 + (12 günlük plan 22.000 − harcanan 19.500 = 2.500)
+    expect(p.todayAllowanceMinor).toBe(3_500_00);
+  });
+
+  it("sabit giderler bütçeyi aşarsa değişken 0; dönem dışı bugün; ağırlıklı dağıtım", () => {
+    const over = dailyPlan({
+      ...base,
+      budgetMinor: 5_000_00,
+      today: "2027-01-05",
+      actualByDay: new Map(),
+    });
+    expect(over.variableMinor).toBe(0);
+    expect(over.todayIndex).toBe(-1);
+    expect(over.monthPct).toBe(100);
+    const weights = Array.from({ length: 31 }, (_, i) => (i % 7 === 5 ? 3 : 1));
+    const w = dailyPlan({ ...base, today: "2026-11-20", actualByDay: new Map(), weights });
+    expect(w.monthPct).toBe(0);
+    expect(w.days[5]!.plannedMinor).toBeGreaterThan(w.days[6]!.plannedMinor);
+    expect(w.days.at(-1)!.cumPlannedMinor).toBe(44_100_00);
+  });
+});
diff --git a/src/shared/daily-plan.ts b/src/shared/daily-plan.ts
new file mode 100644
index 0000000..5d122f3
--- /dev/null
+++ b/src/shared/daily-plan.ts
@@ -0,0 +1,119 @@
+import { daysBetween } from "./budget";
+import { addDays } from "./recurrence";
+
+/**
+ * Günlük plan (Bölüm 6.9). Ayın bütçesi günlere yayılır: belirli tarihe bağlı giderler (düzenli
+ * işlemler, taksitler) kendi günlerine; kalan değişken bütçe günlere eşit (varsayılan) veya önceki
+ * ayın günlük harcama örüntüsüne göre (hane ayarı) dağıtılır. Tutarlar kuruş.
+ */
+
+/** `total`ı ağırlıklara göre tamsayı paylara böler; toplam tam olarak `total` olur. */
+export function distribute(total: number, weights: number[]): number[] {
+  const n = weights.length;
+  if (n === 0) return [];
+  const sum = weights.reduce((a, w) => a + Math.max(0, w), 0);
+  const w = sum > 0 ? weights.map((x) => Math.max(0, x)) : weights.map(() => 1);
+  const wsum = sum > 0 ? sum : n;
+  const exact = w.map((x) => (total * x) / wsum);
+  const out = exact.map(Math.floor);
+  let rest = total - out.reduce((a, b) => a + b, 0);
+  // En büyük kalanlara birer kuruş (eşitlikte erken gün önce).
+  const order = exact
+    .map((x, i) => ({ i, frac: x - Math.floor(x) }))
+    .sort((a, b) => b.frac - a.frac || a.i - b.i);
+  for (let k = 0; rest > 0 && k < order.length; k++, rest--) out[order[k]!.i]! += 1;
+  return out;
+}
+
+/** Önceki dönemin günlük değişken harcamasını bu dönemin gün sayısına uyarlar (gün sırasıyla). */
+export function patternWeights(previous: number[], totalDays: number): number[] {
+  if (!previous.length) return Array.from({ length: totalDays }, () => 1);
+  return Array.from({ length: totalDays }, (_, i) => previous[Math.min(i, previous.length - 1)]!);
+}
+
+export type PlanDay = {
+  date: string;
+  /** O günün planı: sabit giderler + değişken pay. */
+  plannedMinor: number;
+  fixedMinor: number;
+  actualMinor: number;
+  cumPlannedMinor: number;
+  cumActualMinor: number;
+};
+
+export type DailyPlan = {
+  days: PlanDay[];
+  budgetMinor: number;
+  fixedMinor: number;
+  variableMinor: number;
+  /** Bugünün sırası (0'dan); dönem dışındaysa -1. */
+  todayIndex: number;
+  /** Ayın geçen kısmı ve bütçenin harcanan kısmı (yüzde, tamsayı). */
+  monthPct: number;
+  spentPct: number | null;
+  /** Bugüne kadar planlanan ve gerçekleşen (kümülatif). */
+  plannedToDateMinor: number;
+  actualToDateMinor: number;
+  /** Bugün için kalan: bugünün planı + önceki günlerden kalan/aşan fark. */
+  todayAllowanceMinor: number;
+};
+
+export function dailyPlan(input: {
+  from: string;
+  to: string;
+  today: string;
+  budgetMinor: number;
+  /** Tarihe bağlı (sabit) giderler, güne göre. */
+  fixedByDay: Map<string, number>;
+  /** Gerçekleşen tüm giderler, güne göre. */
+  actualByDay: Map<string, number>;
+  /** Değişken bütçe ağırlıkları (gün sayısı kadar); verilmezse eşit. */
+  weights?: number[];
+}): DailyPlan {
+  const total = daysBetween(input.from, input.to);
+  const dates = Array.from({ length: total }, (_, i) => addDays(input.from, i));
+  let fixed = 0;
+  for (const d of dates) fixed += input.fixedByDay.get(d) ?? 0;
+  const variable = Math.max(0, input.budgetMinor - fixed);
+  const shares = distribute(variable, input.weights ?? dates.map(() => 1));
+  let cumP = 0;
+  let cumA = 0;
+  const days = dates.map((date, i): PlanDay => {
+    const f = input.fixedByDay.get(date) ?? 0;
+    const planned = f + shares[i]!;
+    const actual = input.actualByDay.get(date) ?? 0;
+    cumP += planned;
+    cumA += actual;
+    return {
+      date,
+      plannedMinor: planned,
+      fixedMinor: f,
+      actualMinor: actual,
+      cumPlannedMinor: cumP,
+      cumActualMinor: cumA,
+    };
+  });
+  const todayIndex =
+    input.today < input.from || input.today > input.to
+      ? -1
+      : daysBetween(input.from, input.today) - 1;
+  const passed = input.today < input.from ? 0 : input.today > input.to ? total : todayIndex + 1;
+  const upTo = passed > 0 ? days[passed - 1]! : null;
+  const before = todayIndex > 0 ? days[todayIndex - 1]! : null;
+  const todayDay = todayIndex >= 0 ? days[todayIndex]! : null;
+  const actualToDate = upTo?.cumActualMinor ?? 0;
+  return {
+    days,
+    budgetMinor: input.budgetMinor,
+    fixedMinor: fixed,
+    variableMinor: variable,
+    todayIndex,
+    monthPct: Math.round((passed * 100) / total),
+    spentPct: input.budgetMinor > 0 ? Math.round((actualToDate * 100) / input.budgetMinor) : null,
+    plannedToDateMinor: upTo?.cumPlannedMinor ?? 0,
+    actualToDateMinor: actualToDate,
+    todayAllowanceMinor: todayDay
+      ? todayDay.plannedMinor + (before ? before.cumPlannedMinor - before.cumActualMinor : 0)
+      : 0,
+  };
+}
diff --git a/src/shared/schemas/budget.ts b/src/shared/schemas/budget.ts
index 4c8bbe2..b95c709 100644
--- a/src/shared/schemas/budget.ts
+++ b/src/shared/schemas/budget.ts
@@ -27,3 +27,20 @@ export const budgetLimitsSchema = z.object({
     ),
 });
 export type BudgetLimitsForm = z.output<typeof budgetLimitsSchema>;
+
+/** Gelir planı: elle eklenen beklenen gelirler (liste tümüyle değiştirilir). */
+export const incomeItemsSchema = z.object({
+  month: budgetMonthSchema,
+  items: z
+    .array(
+      z.object({
+        name: z.string().trim().min(1, tr.common.required).max(80, tr.validation.nameMax),
+        amount: nonNegativeMoneySchema.refine(
+          (n) => n > 0,
+          tr.transactions.validation.amountPositive,
+        ),
+      }),
+    )
+    .max(30),
+});
+export type IncomeItemsForm = z.output<typeof incomeItemsSchema>;