feat(cards): kart/KMH dönem hesabı, taksitli harcama, kart ve KMH özeti servisleri, 006 migration

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>

src/features/transactions/service.int.test.ts

@@ -52,6 +52,7 @@ function form(over: Partial<TransactionForm>): TransactionForm {
     description: "",
     tags: [],
     attachmentIds: [],
+    installments: 1,
     ...over,
   };
 }
@@ -84,6 +85,7 @@ describe("bakiye tutarlılığı", () => {
       cardDueKind: "daysAfter" as const,
       cardDueValue: 10,
       cardPaymentAccountId: null,
+      cardMinimumRate: null,
     };
     const b = await createAccount(ids.user("ayse"), cakir, {
       ...base,