feat(cards): kart/KMH dönem hesabı, taksitli harcama, kart ve KMH özeti servisleri, 006 migration

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>
2026-11-05 11:19:17 +03:00
parent 57067b0fd0
commit cc624af69f
22 changed files with 1113 additions and 19 deletions
@@ -26,6 +26,11 @@ const creditCardSchema = new Schema(
      kind: { type: String, enum: DUE_RULE_KINDS, default: "daysAfter" },
      value: { type: Number, min: 1, max: 31, default: 10 },
    },
+    /**
+     * Asgari ödeme oranı, baz puan (2000 = %20). null → varsayılan kural: limit 50.000 TL altı %20,
+     * üstü %40 (Faz 7 kararı).
+     */
+    minimumPaymentRateBp: { type: Number, min: 0, max: 10_000, default: null },
    /** Kart borcunun ödeneceği varsayılan hesap. */
    paymentAccountId: { type: Schema.Types.ObjectId, default: null },
  },